Zurich House Insurance

the most complete house policy... and with no excesses of any kind!

Who never dreamed of his own house or apartment in Tenerife, La Palma, Gran Canaria... Zurich offers the right protection for your dreams.
We guarantee, as always the best characteristics with the most favorable premiums. We offer House insurance with wide coverage for owned, rented or second residences. And of course you will receive your insurance policy and the General Conditions in English.

Zurich Home Protection is one of the best and more complete home insurance in the market, offering a wide range of covers and services, with no excesses of any kind and at very competitive price!

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• 24/7 assistance.
• Water damage, including finding and repairing faults.
• Damage to installations and replacement of electrical appliances that have broken down due to electrical damage.
• Aesthetic damage in the event of a claim event on your property (for example, if as the result of a claim event you have to replace tiles in your bathroom but cannot find new ones with the same shape or decoration, we will also replace the undamaged ones so as to maintain the room’s overall look).
• Replacement of keys and locksmith services in the event of burglary, theft or robbery.
• Robbery outside the home and fraudulent use of credit cards, cheques and bankbooks under duress.
• Deterioration of foodstuffs in your fridge due to a power outage or breakdown (with no limits on the age of the fridge).
• Damage to solar panels.
• Private and family public liability.
• Legal defence.

Services Guide. Home Solutions:
Plus when you take out Zurich Hogar you’ll get our Home Solutions guide and your Customer Card which you can use to make the most of the services and advantages that we’ve prepared just for you:
• Sending repair professionals to your home.
• Sending medicine and a nurse 24 hours a day.
• Telephone medical guidance.
• And many more advantages and discounts on travel, hotels, car hire, etc.

Covers:
Fire  - Explosion - Lightning strike  - Vandalism - Flood  - Atmospheric phenomenon  - Smoke or soot  - Shock, impact and sound waves - Life saving  - Removing rubble and demolition  - Removing mud and extraction of sludge  - Fire Brigade  - Temporary uninhabitability  - Loss of rents  - Furniture removal - Replacement of documents  - Reconstruction of garden  - Furniture on terrace and in garden  - Food in fridge  - Electrical damage  - Burglary fixed installations - Container  - Burglary, pillage and theft  - Burglary and pillage  - Money in any situation  - Money in safe  - Jewels and collections ( Per object / As a whole) - Objects of special value ( Per object / As a whole)  - Theft  - Damage to the home  - Mugging outside the home  - Replacement of keys  - Fraudulent use of credit cards and cheques  - Damage by water  - Including location and repair  - Breakage of windows, glass and marble  - Trips and temporary move  - Civil responsibility, deposits, defence and claim  - Personal accidents in the home  - Aesthetic damage  - Legal defence.

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